Understanding the Small Business Credit Crunch

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Even as their big competitors are awash in capital, many locally owned businesses are struggling to secure the financing they need to grow. A new ILSR analysis has found that, since 2000, bank lending to large businesses is up 36 percent, while small business loan volume has fallen 14 percent and “micro” business loans — those under $100,000 — have plummeted 33 percent. To shed light on this problem and help inform policy discussions, ILSR has published an overview of the small business lending landscape.… Read More